Blogs
Why a One-Stop SMSF Team Beats Juggling Five Different Advisers
A properly run SMSF, especially one built around a business owner’s broader financial picture, can involve accountants, financial planners, lawyers, mortgage brokers, valuers, and conveyancers, sometimes all at once during a single strategy such as a
SMSF Investment Strategy 101: What the ATO Actually Requires You to Document
Every SMSF is required by law to have a documented investment strategy. Many trustees treat this as a box-ticking exercise, completed once at setup with a generic template and never revisited. That approach is one of
Succession Planning for Business Owners: Coordinating Your Exit With Your SMSF
For most business owners, the sale or exit of the business is the single largest wealth event they will experience in their lifetime. Yet we consistently see SMSFs planned in complete isolation from that event, as
Commercial Property and Your SMSF: How Business Real Property Ownership Works
For business owners, one of the most effective SMSF strategies is also one of the simplest to understand once you see it laid out: using your fund to own the commercial property your business operates from.
SMSF Pension Phase: Managing Pension Commutations and TBAR Reporting
Moving part or all of your SMSF into pension phase is a milestone worth celebrating. It also introduces a layer of reporting that many trustees are not expecting, and that catches out even experienced fund members:
The Hidden Cost of a Siloed SMSF: Why Your Accountant and Financial Planner Need to Talk
Here is a scenario we see constantly across the Gold Coast and Queensland. A business owner has an accountant who handles their business and tax, and a financial planner who manages their personal investments. Their SMSF
What the New Residential LRBA Rules Mean for SMSF Trustees
Superannuation law around Limited Recourse Borrowing Arrangements, commonly known as LRBAs, has changed in a way that directly affects anyone considering property as part of their SMSF strategy. Legislation banning new residential LRBAs received Royal Assent
Contribution Strategies: How to Maximise What Goes Into Your SMSF Each Year
For business owners with variable income, super contributions are often an afterthought, something dealt with in a rush in June rather than planned deliberately across the year. That approach usually means leaving genuine opportunity on the
SMSF Trust Deeds Explained: Why an Outdated Deed Could Be Costing You
Your SMSF’s trust deed is the legal document that governs how your fund operates. It sets out what the fund can invest in, how benefits can be paid, how members and trustees can be added or
SMSF Audits Explained: What Happens and Why Independence Matters
Every Self Managed Super Fund is legally required to be audited every year by an approved SMSF auditor, regardless of the fund’s size or how simple its investments are. There is no minimum balance exemption and