Gold Coast SMSF Specialists — New Wave SMSF
New Wave SMSF is a specialist self-managed super fund practice based on the Gold Coast. We work exclusively with SMSF trustees and business owners across Southport, Bundall, Robina, Broadbeach, Burleigh Heads, Palm Beach, and throughout South East Queensland.
Unlike general accounting firms that handle SMSFs as one of many services, SMSF is our core focus. Every strategy, every review, and every compliance engagement is built around helping you get more from your self-managed super fund.
As part of the New Wave Group — which includes accounting, financial planning, and legal services — we deliver integrated advice that connects your super strategy with your broader business and wealth goals.
SMSF Services for Gold Coast Business Owners
We provide end-to-end SMSF services for business owners and professionals on the Gold Coast:
SMSF Setup
Establishing a new SMSF with the right structure from day one. We handle trust deed preparation, corporate trustee setup, ATO registration, investment strategy documentation, and rollover of your existing super — typically completed within 2–4 weeks.
Ongoing SMSF Compliance
Annual financial statements, tax returns, and audit coordination. We ensure your fund meets every ATO requirement and deadline — so you never face penalties or compliance issues.
SMSF Tax Strategy
Proactive tax planning including contribution optimisation, carry-forward cap strategies, CGT harvesting, salary sacrifice planning, and pension phase structuring. Our goal is to minimise the tax your fund pays — legally and strategically.
SMSF Property Investment
Expert guidance on purchasing commercial or residential property through your SMSF, including LRBA structuring, bare trust establishment, and ongoing compliance for property-holding funds. For Gold Coast business owners, this includes purchasing your own business premises inside super.
SMSF Reviews
If you already have an SMSF but feel it’s not performing or haven’t reviewed it in over 12 months, our SMSF health check covers investment strategy, contribution optimisation, tax planning, insurance, and estate planning — identifying opportunities you may be missing.
SMSF Retirement Planning
Transition to retirement strategies, pension phase setup, drawdown planning, and estate structuring for trustees approaching or already in retirement.
Why Gold Coast Business Owners Choose New Wave SMSF
The Gold Coast is home to thousands of business owners managing SMSFs — from trades and construction operators in Nerang and Arundel, to medical professionals in Southport and Benowa, to property investors across Broadbeach, Mermaid Beach, and Surfers Paradise.
What these business owners have in common: they want expert SMSF advice from a specialist who understands their business, not generic guidance from a generalist accountant.
Here’s what makes New Wave SMSF different:
- SMSF specialist focus — We don’t do general accounting. SMSF strategy and compliance is all we do.
- Integrated advice — As part of the New Wave Group, your SMSF strategy is connected to your accounting, financial planning, and legal advice. No silos.
- Proactive, not reactive — We don’t just lodge your return and disappear. We actively review your fund, identify opportunities, and keep you ahead of regulatory changes.
- Business owner focus — We specialise in SMSFs for business owners with turnover of $1M–$20M. We understand the unique strategies available to you — like buying your commercial premises inside super.
- Gold Coast based — We’re local. We understand the Gold Coast business landscape, property market, and professional community.
SMSF Statistics: Gold Coast and Australia
Self-managed super funds are a significant part of Australia’s retirement savings landscape:
- Over 600,000 SMSFs in Australia, managing more than $900 billion in assets
- The average SMSF balance is approximately $1.3 million
- Queensland has the third-highest number of SMSFs in Australia, behind NSW and Victoria
- The Gold Coast is one of Queensland’s fastest-growing regions for SMSF establishment, driven by its concentration of business owners and high-income professionals
- Commercial property is one of the most popular SMSF investments on the Gold Coast, with strong yields in areas like Bundall, Southport, Robina, and Varsity Lakes
Areas We Service on the Gold Coast
Our office is located on the Gold Coast, and we work with SMSF trustees across every suburb and precinct:
| Region | Suburbs |
|---|---|
| Central Gold Coast | Southport, Bundall, Benowa, Ashmore, Surfers Paradise, Broadbeach |
| Southern Gold Coast | Burleigh Heads, Palm Beach, Currumbin, Tugun, Coolangatta |
| Northern Gold Coast | Coomera, Ormeau, Pimpama, Helensvale, Oxenford |
| Western Gold Coast | Nerang, Mudgeeraba, Robina, Varsity Lakes, Merrimac |
| Hinterland | Tamborine Mountain, Canungra, Beaudesert |
We also service clients in Brisbane, the Sunshine Coast, and nationally via video consultation. You don’t need to be local to work with us — but if you are, we’re right here.
Common SMSF Questions From Gold Coast Clients
How much does it cost to set up an SMSF on the Gold Coast?
SMSF setup costs on the Gold Coast typically range from $2,000 to $4,000, covering trust deed preparation, corporate trustee establishment, ATO registration, and initial investment strategy. Ongoing annual compliance costs range from $3,000 to $6,000 depending on the complexity of your fund.
Can I buy my Gold Coast business premises through my SMSF?
Yes. This is one of the most powerful SMSF strategies for Gold Coast business owners. Your SMSF can purchase commercial property — including your own business premises — and lease it back to your business at market rate. Your rent payments build equity inside your super fund instead of paying a landlord.
What’s the minimum super balance to start an SMSF?
There’s no legal minimum, but most SMSF specialists recommend a balance of at least $250,000 to ensure the fixed costs of running an SMSF are justified compared to an industry fund.
Do I need to be on the Gold Coast to use New Wave SMSF?
No. While our office is on the Gold Coast, we work with clients nationally via video consultation. Many of our clients are in Brisbane, Sydney, Melbourne, and regional Queensland.
How is New Wave SMSF different from a regular accountant?
We’re SMSF specialists — not general accountants who handle SMSFs on the side. Our entire practice is focused on SMSF strategy, compliance, and optimisation. And as part of the New Wave Group, your SMSF advice is integrated with accounting, financial planning, and legal services.
Can I switch my existing SMSF to New Wave?
Absolutely. Switching SMSF specialists is straightforward — we handle the transition, including obtaining your records from your current provider. There’s no disruption to your fund or investments.
What if I already have an SMSF but it hasn’t been reviewed?
This is more common than you’d think. Our SMSF health check reviews your investment strategy, contribution optimisation, tax planning, insurance, estate planning, and compliance — identifying what’s working and what needs attention. Many trustees save thousands per year after a proper review.
General information only. This is not financial advice. Always seek advice from your SMSF specialist and financial planner before making decisions about your superannuation.
Representatives of NWG Financial Services Licence No: 538619